He holds a Bachelor’s degree in Geography at University of Chittagong, Bangladesh and completed his masters degree from the University of Dhaka, Bangladesh.
He is a microfinance practitioner with more than twenty-two (22) years of experience. He started his career in ASA Bangladesh. He held various positions from Area Chief, and rose to the position of Deputy Director of Programs.
His areas of expertise include field operations, program and management monitoring, partnership and development program, disaster and delinquency management, conversion of microfinance program from group liability to individual liability approach and specialized in product, process and methodology designed for microfinance.
In June 2004, he was sent by ASA Bangladesh to the Philippines as one of the Consultants of the UNDP- Micro Start Program (MSP). ASA Bangladesh was the lead International Technical Service Provider of the program. For two years (2004-2006) he was assigned as Consultant for CARD-MRI, the largest microfinance institution in the Philippines.
Shortly after returning to Bangladesh after the completion of his consultancy, ASA International assigned him to establish and manage the Philippine operation of ASA International and in June 2007, Pagasa Philippines Lending Company, Inc. was established where he presently serve as CEO and President.
MD. SHAMSUL HASSAN
DEPUTY PRESIDENT
He holds a Bachelor’s degree in Commenrce from Dhaka University , Bangladesh. Hew joined ASA Bangladesh in 1993 as Manager of Finance and MIs. In 2011, he was promoted to Joint Deputy Director for Operations and in 2016, he served as Joint Deputy Director for Risk Management. In 2006, he provided consultancy services to Total Rural Development Cooperatives in the Philippines.
He has attended course on financial analysis, risk management, management strategies and SME financing in Bangladesh and Thailand. He brings to Pagasa 24 years of experience in microfinance operations, financial management, and risk management.
MD. AZIZUR RAHMAN
CHIEF OPERATIONS OFFICER
He is a graduate of Bachelor degree in Commerce and Masters of Commerce from the University of Rajshahi.
He has more than 22 years of practical work experienced in microfinance and social development sectors in managerial and supervisory level. He started his career in microfinance by joining ASA, now one of the leading NGO Microfinance Institutions in Bangladesh. Mr. Rahman held various positions such as, Area Supervisor/Branch Manager, Regional Manager, Divisional Manager, Cluster Manager and rose to the position of Assistant Director of Programs. His expertise are in program design, product development, financial model design for microfinance operations, planning, monitoring, financial ratio analysis and institutional assessment of microfinance programs.
EUFRECINA T. DE JESUS
PMPFI PRESIDENT & TRAINING & RESEARCH DIRECTOR
She is a registered Social Worker and holds a degree in BS Social Work at Philippine Christian University where she was a Presidential Scholar. In 2003, she earned her Master degree in Entrepreneurship for Social Development Entrepreneurs (MESODEV) at the Asian Institute of Management (AIM) and received the highest award of Superior Performance.
Ms. Zeny started her career in an NGO as Project Manager for eight years before working as a Community Social Worker in Saudi Arabia and Egypt for two years. Ms. Zeny was elected as Member of a local legislation unit and served for numerous terms while also being the Project Manager of Microfinance/NGO in Ermita, Manila for eight (8) years.
Ms. Zeny is well-known in the microfinance industry as one of the Filipino microfinance practitioner who first used and embraced the ASA Methodology that originated from Bangladesh.
She has attended numerous local and international conferences and training events, and throughout the years, was even invited as Speaker, Program Presenter and Facilitator in the Philippines, United Kingdom, California, France, Sweden, Cambodia, India and Thailand.
At present, Ms. Zeny is designated as President of PAGASA ng Masang Pinoy Foundation, Inc. (PMPFI) an NGO which operates in the provinces of Bulacan, Nueva Ecija and Isabela, and affiliated with PAGASA Philippines Lending Company, Inc. and is given a special function as the Training and Research Director of the latter.
GENARO L. KONG
CHIEF FINANCIAL OFFICER/SR. DIRECTOR
He is a graduate from National College of Business Administration (NCBA) with a Bachelor’s degree in Business Administration major in Accounting. He is a Certified Public Accountant (CPA). He finished his Masters in Business Administration (MBA) degree Major in Finance from De La Salle University (DLSU) Graduate School of Business.
He started his career at Singer Sewing Machine Company and spent three years as Internal Auditor. He then moved to different multinational companies handling finance, audit, and accounting. Prior to joining PAGASA, Mr Kong worked as Financial Comptroller of Singer Philippines Inc., and moved to Singer Asia Retail Holdings based in Hong Kong as Corporate Audit Manager for one and a half year.
JOSELITO FERNANDEZ
DEPUTY DIRECTOR, FINANCE & ACCOUNTS
He has extensive work experience in accounting, finance and administration acquired from various industries notably, commodity futures trading, finance, banking, education, IT-enabled engineering and shared services. Prior to joining Pagasa, he worked with Odfjell Drilling Philippines Corp. in Makati City as Chief Financial Officer. A Certified Public Accountant and lawyer by profession, he graduated with bachelor’s degree in Commerce and a bachelor’s degree in law from the University of Nueva Caceres in Naga City and Arellano University in Manila respectively.
ATTY. REI ALESSANDRO DIAZ
LEGAL COUNSEL & CORPORATE SECRETARY
He holds a Law degree (LLB) from Lyceum of the Philippines University (LPU) College of Law. He was admitted to the Bar on May 2008. He also holds a Bachelor’s degree in Economics from San Beda College Manila.
He started his law career prior to his admission to the bar as Legal Researcher/Legal Assistant with one of the more respectable law firms in Manila. Upon his admission to the bar in 2008, he immediately became an Associate Lawyer with the said law firm and has been in the practice of law ever since. In 2009, he was hired as the Corporate Affairs Officer/Legal Counsel of a real estate company in Makati City, and was tasked to perform legal and corporate functions.
At present, he is currently the Corporate Secretary of PAGASA Philippines Lending Company, Inc.
RAMON SANTOS
ADMIN MANAGER
He holds a degree in Business Administration major in Accounting from Pamantasan ng Lungsod ng Maynila (PLM) in Intramuros, Manila.
He has been in the finance and banking industry for more than 20 years and held positions in various companies: Senior Officer-In-Charge & Department Head in Philippine Savings Bank, Asst. Vice President in City State Savings Bank, Inc., Vice President and General Manager in Key Finance & Investment Corporation, 3 years in Microfinance and Sr. Asst. Vice President & Head of the Collection Department in The Real Bank Inc. for more than 5 years prior to his employment here in PAGASA.
He used to be the Vice President/Director of Credit Management Association of the Philippines, Inc. (CMAP). He also serves as a lecturer /trainer and public speaker. His field of expertise include marketing and product development, banking and finance, sales and advertising and microfinance operation.
EMPIE S. PELAYO JR.
SR. ASSISTANT HUMAN RESOURCE MANAGER
He holds a bachelor’s degree in Human Behavior Technology (Psychology) from Polytechnic University of the Philippines, Manila and MA in Human Behavior.
He has over 20 years of experience in all facets of Human Resource Management i.e. recruitment, training, employee relations, compensation and benefits, case management, performance management, labor law, succession and retention planning, and HR policies and procedures development.
He started his career as Recruitment Officer for a security Agency in 1991, and became either Head or Manager of HR Departments in various companies in the Philippines. He served as the HR Manager for Jonaricho Manpower and Development Services prior to joining Pagasa.
DANILO SOLIVEROS JR.
IT MANAGER
He is currently the IT Manager of PPLCI. He earned his Bachelor’s degree in Computer Engineering from the Polytechnic University of the Philippines, Sta. Mesa, Manila in 1998. He has over 16 years of experience working in different levels of Information Technology. He has been a programmer, data center officer, systems and network administrator, infrastructure specialist, project lead, supervisor, department head and manager. His wide range of business systems exposure includes banking, construction, power generation, energy trading, real estate, health insurance, manufacturing, electronic security, financing and managed services.
Prior to his appointment as IT Manager, he served as infrastructure specialist at FDC Utilities, Inc., a wholly-owned subsidiary of the Filinvest Development Corporation that ventures in power generation. He also served as IT Manager at Dalco International in Papua New Guinea and IT Head at Diebold Philippines, Inc. and spent 7 years in the UAE working for government and multinational companies.
JASON ONG
AUDIT MANAGER
He graduated with a degree of Bachelor of Science in Accountancy from the University of Santo Tomas. He is a Certified Public Accountant in the Philippines and a member of the Philippine Institute of Certified Public Accountants. He has over five (5) years of experience with one of the top audit firms in the country mainly doing financial audits of companies in the financial services industry (banks, lending and microfinance companies) and shared services industry. He also has considerable experience in other assurance services i.e. agreed-upon procedures.
JORGE O. ROMANO
SENIOR INTERNAL AUDITOR
He is a graduate of the Collegio de San Juan de Letran – Manila. He has more than 22 years work experience in finance and project management in various industries.
Prior to his joining Pagasa in 2010, he worked as Finance Manager for a large construction company in the Philippines.