ASA Methodology or Model is a microfinance system developed by ASA Bangladesh which has the following features:
- On the job training for the newly appointed employees
- Low cost and innovative recruitment procedure
- Self-explanatory written working manual
- Decentralization and delegation of authority to the branch level
- Simple and cost effective branch structure
- Simple organizational hierarchy
- Strong monitoring and supervision at all levels
- Simple and transparent accounting system
- Effective fund management
ASA Methodology is considered the most efficient microfinance model in the world. PPLCI uses ASA methodology in its operation modified to meet local conditions, context, and requirements.